What is the Scope of AIF in Your Overall Portfolio?
28th September 2022 - Bytes - White Oak

When it comes to investing, most people generally think of investing in traditional investments such as bonds, cash, and equities, among others.

Things You Must Know When Choosing PMS Investment
27th September 2022 - Bytes - White Oak

PMS or Portfolio Management Services is a more specialized and personalized investment portfolio designed for high-net-worth individuals.

Why Invest in Portfolio Management Services
27th September 2022 - Bytes - White Oak

Portfolio Management Services (PMS) is an investment portfolio in stocks, fixed income, debt, cash, structured products and other individual securities managed by

Message of Continuity
3rd February 2022 - Bytes - White Oak

The FY23 budget should be seen as a continuation of the FY22 budget which was universally hailed as a

The India Premium
22nd January 2022 - Aashish P. Somaiyaa

India has historically traded at premium multiples compared to other emerging markets. On Price to Earnings (P/E) multiple, currently it is trading at ~80% premium based on consensus estimates. India certainly has been, and is projected to be,

Specialty Chemicals: Opportunities unfolding for India
29th September 2021 - Bytes - White Oak

As per a recent CRISIL report, capex by specialty chemicals is expected to rise by 50% in FY22. This reflects the strong potential of India’s specialty chemicals sector as domestic manufacturers are emerging as credible suppliers to companies globally.

BNPL - Taking the world by Storm!
11th August 2021 - Bytes - White Oak

Last week, Square decided to acquire Afterpay for $29 billion. Afterpay began operations in Australia in October 2014 and got listed in May 2016 at a valuation of $125 million. It is one of the pioneers in the “Buy Now Pay Later” or BNPL space. As the name suggests, BNPL enables paying later for a purchase. At the time of checkout itself, customers get to know whether a BNPL provider can enable them to pay in instalments. While there is no upfront fee for the customer, a fee is levied for delays. BNPL providers charge retailers a fee for every transaction, which forms the majority of providers’ revenues. Hence, unlike credit card customers, BNPL customers don’t cross-subsidise one another; instead, the merchant bears the cost for everyone. This proposition has resonated particularly well with the millennials.

Consumer Tech Businesses in India: Opportunities and Challenges
28th July 2021 - Bytes - White Oak

The emerging internet economy is fundamentally changing the way consumers and businesses interact with each other. The implications of this megatrend are enormous. It is disrupting traditional businesses in more ways than one. A new crop of digital-native, mobile-first companies is emerging and scaling up at warp speed, enabled by a world-class, frictionless payments ecosystem. In general, there can be large value creation opportunities in disruptive, technology-enabled, emerging business models, and these will become a larger part of the market over the next 5-10 years. Given the heterogeneous nature of business models, there will be large winners and losers.

Have You Seen A ‘Teji’?
3rd May 2021 - Aashish P. Somaiyaa

The stock market evoked mixed reactions through the last few months. Up until November 2020 when Nifty regained its previous highs investors watched in amazement and I am sure with a sense of relief. But my interactions suggest that the journey from breaching the previous high to crossing 15,000 in February has largely evoked disbelief.

31st December 2020 - Aashish P. Somaiyaa

New Year 2020 began with great promise. Markets were at all-time high in January 2020 with early signs of economic recovery on the back of benign macro indicators, the government’s tax cuts and RBI’s expansionary policy.